A Step-by-Step Checklist Every First-Time Property Buyer Should Follow A Complete First-Time Home Buyer’s Guide in India Investing in your first home is one of the most significant financial decisions of your life. It is not just about choosing a property, it includes legal verification, financial planning, time-taking documentation procedure, and long-term commitments. Neglecting even one step can lead to future stress, legal disputes, and financial strain. To assist first-t

Shubham housing finance is one of India’s most trusted housing finance companies , dedicated to providing accessible and flexible home loan solutions to customers across urban and rural regions. With a strong network spanning multiple states and hundreds of branches, Shubham has helped over 1,00,000+ households  own their dream homes with customized credit options that suit varied income profiles, including informal income earners. About Shubham – A Top Housing Finance Compan

Buying a Home Soon? Here’s How to Get Your Finances Right First Buying a house of your dreams is one of the most challenging financial decisions you will ever make. Whether you are purchasing a home for the first time or not, money management is essential to make the procedure straightforward and stress-free. A financial plan for buying a smart home helps you for future responsibilities like maintenance and interest payments. In this article, we are going to address the  fina

Don’t Miss These Home Loan Tax Rebates While Filing Your ITR Buying a home is a personal achievement, but it is also a huge financial commitment. Many people don’t have information about the fact that your home loan can actually help you save a good chunk of money on taxes. With the appropriate guidance, you can claim every possible deduction and reduce your tax liability while building your dream home. If you want to make the most of your home loan tax benefits, this guide

A Step-by-Step Checklist Every First-Time Property Buyer Should Follow A Complete First-Time Home Buyer’s Guide in India Investing in your first home is one of the most significant financial decisions of your life. It is not just about choosing a property, it includes legal verification, financial planning, time-taking documentation procedure, and long-term commitments. Neglecting even one step can lead to future stress, legal disputes, and financial strain. To assist first-

Co-Applicant in Home Loan: Eligibility, Benefits, and Smart Tips Buying a home is one of the biggest financial decisions for any family, and choosing the right loan structure plays a major role in making that journey smooth. Adding a co-applicant in a home loan  has become a preferred strategy among homebuyers because it improves eligibility, increases loan approval chances, and unlocks significant tax benefits. Most borrowers today choose home loan joint ownership , where b

No More EMI Stress: Practical Tips for Better Loan Management    One of the most vital aspects of sustaining financial stability is managing Equated Monthly Installments (EMIs), specifically when it comes to your home loan . Despite the fact that buying a home is a significant accomplishment, organizing the monthly payments ensures that this is not going to be a financial burden. Whether you are looking for the tools to manage EMI payments, understanding and implementing som

Buying your first home is one of the most profound and memorable accomplishments in life. This dream often symbolizes success, security, and freedom. However, the entire procedure can also appear complicated to a first-time Indian home buyer, particularly when it comes with managing money. There are so many aspects to consider, such as estimating the loan amount, saving for the down payment, and scheduling your monthly EMIs. This is exactly the reason that effective budgeting

The Pradhan Mantri Awas Yojana , the Indian government’s main initiative to provide affordable homes for everyone in both urban and rural areas of the country. One of the most favorable components of this program is the  Credit Linked Subsidy Scheme (CLSS)  - offering interest subsidies via home loans. With a particular focus on the CLSS Scheme , we will address how to apply for Pradhan Mantri Awas Yojana (PMAY) subsidy on your home loan , eligibility, documents, and step-by-

For every Indian family, owning a home is more than a financial accomplishment. Over the past decade, rapid urbanization has evolved dramatically. The aspiration to own a home, however, is still reliant upon one factor: the availability of affordable housing financing. This is where government housing programs and loans for affordable housing have transformed the financial ecosystem by bridging the gap between affordability and aspiration. Institutions like Shubham Housing Fi

Millions of middle-class Indians are making their dreams of having a home come true with the help of NBFC housing loan companies.  Approximately 43% of middle class families consider this challenging to find housing loans through banking methods, even though home ownership is the foundation of financial security. As an alternative to traditional banks, NBFCs provide customized home lending options designed for self-employed and salaried people. Non-Banking Financial Companies

SHUBHAM HOUSING FINANCE Shubham Housing Finance is a leading Indian focused on providing home loans to individuals with informal incomes....

Owning a home represents a cherished dream, and for women, it signifies a move towards financial independence and security. As financial...

Mortgage Loans in India Introduction With India’s booming real estate market and growing financial inclusivity, mortgage loans have...

Understanding the Start Date of Your Home Loan EMIs When you're planning to take a home loan , one of the crucial questions that often...