Shubham Housing Finance

SHUBHAM HOUSING FINANCE

Shubham Housing Finance is a leading Indian focused on providing home loans to individuals with informal incomes. We are amongst the first organizations in India to evolve from document-based underwriting to customized credit programs for each customer and have a glorious history of providing loans to 65000+ customers. 

VISION 

The mission of Shubham Housing Finance is simple and strong: to help families who frequently don't qualify for traditional lending systems realize their dream of home ownership. The goal of Shubham is to become the preferred mortgage lender for families earning an informal income, which makes up a sizable section of India's working population but is still mainly ignored by traditional financial institutions.

Even though they might not have official income records, pay stubs, or income tax returns, these diligent people—daily wage earners, small business owners, gig workers, and home-based entrepreneurs—have the means and the desire to buy a home. Understanding this gap, Shubham's goal is to provide these families with specialized housing finance alternatives.

OUR PRODUCTS

HOME LOANS

We understand that owning a home is an universal aspiration and with support of Shubham Home Loans, that dream can become a reality. You can avail Shubham Loan up to 50,00,000 depending on the city to live in. Shubham provides home loans to customers at a competitive interest rate. 

LOAN AGAINST PROPERTY

A loan against property serves multiple purposes for individuals as well as business or expanding your existing business. The maximum amount of loan provided under loan against property is reasonably convenient to use and repay in easy EMIs with affordable rates of interest along with minimal fees.

SHUBH SHAKTI LOANS

It is Shubham’s belief that every woman who is working takes not only herself but also her children, her family, and her community forward. Shubham provides this loan as an assurance to every working woman that their progress will be as fast as their dreams. 

SHUBH UDYOGINI LOANS

Shubh Udyogini Loan is purposefully designed to fuel the entrepreneurial ambitions of women. With a steadfast commitment to fostering financial independence and empowerment, this loan offers a unique opportunity for women to turn their aspirations into concrete achievements. 

CONCLUSION 

Shubham Housing Finance is redefining affordable housing finance in India. Its mission to “help build happy homes” reflects genuine social impact and financial inclusion. With innovative underwriting, low-documentation pathways, gender-focused schemes, and a strong customer support framework, Shubham is emerging as a beacon for first-time and informal-income borrowers across the spectrum.